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Florida’s Hurricane Outlook Improved for 2026 — But Your Wind Mitigation Inspection Still Decides What You Pay
On August 6, NOAA updated its 2026 Atlantic hurricane season outlook and raised the probability of a below-average season from 55% to 75%, citing El Niño conditions in the Pacific that tend to suppress Atlantic storm development. The revised numbers call for 7 to 13 named storms and 2 to

Florida Insurance Rates Are Finally Falling in 2026 — What It Means for Your Home Inspection
Florida insurance rates are heading in a direction homeowners haven’t seen in years: down. After a stretch of hurricanes, insurer exits, and premium increases that made national headlines, new data from the Florida Office of Insurance Regulation shows a market that is genuinely stabilizing in 2026. Litigation is down sharply,

Florida’s New Septic Law: What Homeowners and Buyers Need to Know in 2026
Florida septic law changed in a real way this year. Lawmakers rewrote a chunk of the state’s septic system rules, and the changes took effect July 1, 2026. If you own a home on a septic system anywhere in Florida — or you’re buying one — the update is worth

Switching Home Insurers in 2026? You’ll Still Need a Current 4-Point Inspection
Switching Home Insurers in 2026? You’ll Still Need a Current 4-Point Inspection Florida’s homeowners insurance market looks different than it did two years ago. Florida’s Office of Insurance Regulation has reported rate reductions across most of the state this year, more private carriers are writing new business, and Citizens Property

PFAS in Well Water: What Florida Homebuyers Should Know Before Closing
PFAS in well water is a growing concern for Florida buyers, and nobody is required to test for it if the home you’re buying gets its water from a private well. These “forever chemicals” are now regulated in public drinking water systems nationwide, so public utilities have to test and

What a Sewer Camera Inspection Reveals in Florida’s Older Homes
A sewer camera inspection is the check many Florida buyers skip, and it’s the one that most often catches what a standard walkthrough misses. A standard home inspection can tell you a lot about a house. It cannot tell you what’s happening in the sewer line running from the house