4-Point Insurance Inspection
Meet Insurance Requirements And Keep Your Home Covered
If your home is over 25 years old, chances are your insurance company will require a Four-Point Inspection before issuing or renewing a policy. This targeted evaluation focuses on the four most critical systems of the home to make sure everything is in working order and free of major safety risks.
At ALEX Home Inspection Services, we perform detailed Four-Point Inspections that meet insurance standards so you can avoid delays, surprises, or cancellations in your coverage.
Why It Matters
Unlike a full home inspection, a Four-Point focuses only on the areas most likely to cause liability. Insurance companies use this information to assess risk and determine whether your home qualifies for coverage.
It’s often required when:
- Purchasing or renewing insurance on a home over 25 years old
- Applying for a new policy in Florida
- A past claim or system issue was flagged
- An insurer requests updated documentation
Fast, Reliable Reporting with ALEX
We know time is critical when it comes to insurance. That’s why we deliver thorough inspections and easy-to-read reports quickly often the same day.
What a 4-Point Inspection Covers:
Roof
Type, age, visible condition, and any signs of leaks or damage.
HVAC (Heating & Cooling)
Whether there’s a working heating system, the age and type of AC unit, and any visible concerns.
Electrical System
Panel type, wiring (aluminum or copper), condition of breakers, and overall safety.
Plumbing System
Visible pipe materials, signs of leaks or corrosion, and overall condition of water heater and main lines.
The ALEX Advantage
At ALEX Home Inspection Services, we use advanced inspection tools and software to deliver thorough, clear, and accurate reports—fast. Our inspection system guides every evaluation with a detailed checklist, ensuring no critical component is overlooked. Reports are delivered promptly, often within 24 hours, and include detailed findings to help clients make informed decisions with confidence. Every report is designed to be professional, precise, and easy to understand.
We believe in doing the job right and that starts with a deep commitment to education. Every ALEX inspector receives hands-on training and is supported by experienced mentors to build real-world knowledge. But it doesn’t stop there. We maintain high standards by investing in continuing education, keeping our team current on changes in building codes, safety standards, and inspection technology.
At ALEX, we’re not just following the standards—we’re raising them. From personalized service to next-day reporting, from specialized inspection services to a 90-day guarantee, we work every day to earn the trust of buyers, sellers, agents, and insurance professionals alike. Our reputation is built on reliability, responsiveness, and real results.
We support our inspectors' professional growth and involvement in respected national and state organizations. Our team maintains affiliations with leading associations such as:
- ASHI – American Society of Home Inspectors
- InterNACHI – International Association of Certified Home Inspectors
- FABI – Florida Association of Building Inspectors
- AARST – American Association of Radon Scientists and Technologists
These partnerships help us stay sharp, stay connected, and stay ahead—because our clients deserve nothing less.